Home Insurance – Are you covered

Many home owners shop around to find the best value home insurance and pay their premium in accordance with the terms.

Home insurance claims are the most likely type of insurance claim to be rejected. According to the Association of British Insurers (ABI), just 79% of home insurance claims are successful. That’s compared to the 99% of motor insurance claims and 87% of travel claims that pay out.

The most common reason for insurers not paying out is due to the property not being maintained.

You have an obligation to maintain your property, and it is no surprise that the majority of these unsuccessful claims are areas of the property that home-owners often neglect or cannot see, such as roofs, chimneys, poor brickwork, failing gutters…

Our Home-MOT inspections pick up on all these defects and report on the same. In the event of a claim you have proof to show your insurers that you have maintained the property, and reduce the likelihood of them being able to reject your claim.

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